Published in Untapped Insights·PinnedDigitizing Africa’s SMEsAfrica needs better financial infrastructure — we are a decade behind the United States. In Nigeria, over 61% of the adult population are unbanked, and arguably everyone is underbanked. Ninety-six percent of businesses are SMEs and the vast majority are operating in an offline world. Most of these businesses struggle…Africa4 min read
PinnedCollect API — Request Payments Directly Within Your Application.Over the past 8 years, Paga has built deep payments infrastructure in Nigeria and we have opened that up to all developers to leverage (available at Paga.dev). Paga is committed to enabling the innovation of others and spurring the growth of the internet economy. About a month ago we announced…Payments4 min read
May 27, 2021Driving Digital Acceptance in AfricaSmall-to-medium businesses (SMBs) make up 90% of all businesses in Sub-Saharan Africa. The vast majority of these SMBs struggle to sell efficiently. They do not have systems to track inventory, and primarily trade with cash. On social media or their own website, those who are selling online also face trust…Visa2 min read
Nov 22, 2019My journey to being more mindful and presentA year ago, I was inspired by a friend’s article to do 3 things — mediate daily write something I am grateful for daily in a journal fast every Tuesday It was not easy at all and I failed on two of them — Journaling and fasting. However, meditation daily…Mindfulness2 min read
Apr 8, 2019My Top 5 Lessons For Budding Entrepreneurs…Not counting the time I went door to door selling smoke detectors for a few months before college, Paga, which I started 10 years ago, was my first true entrepreneurial venture. Reflecting on the Paga journey (READ part 1, part 2, part 3, and part 4) has been quite insightful…Entrepreneurship5 min read
Apr 7, 2019Part 4: Building a World-Class PlatformAt this point I knew 2 things: that the “use of cash” problem we were seeking to solve at Paga was a global problem, and that we were determined to build a world-class platform, one that could stand shoulder to shoulder with any platform built in Silicon Valley where I…Startup7 min read
Apr 4, 2019Part 3: Raising Paga’s First Financing“You hear all these stories of Yahoo and Google founders who started in a garage. Do you think they wanted to start in a garage? Do what you need to do to move forward!” From the moment I started dreaming up Paga, I knew we needed to raise venture financing…Startup5 min read
Apr 3, 2019Part 2: What Does It Take To Build A Team?Once I had decided to pour my life into solving the “use of cash” problem, I started mapping out how to go about it. Top of the list of questions I noted down was related to the team — Who would be great to bring on to the team? What…Startup6 min read
Apr 2, 2019Part 1: Treading the Fine Line Between Bravery and StupidityI was once on a date and after a lovely dinner was faced with the familiar embarrassment of being unable to pay for the dinner due to a POS failure. The restaurant tried charging my card but got an error. They tried another device and yet another error. The only…Payments5 min read
Dec 4, 2018Welcome to Paga’s first set of Nigerian based engineers…My personal goal is for Paga to be a company that lasts over 200 years. For us to achieve that and be successful, we have to always be building the dream team — A+ people who are great at what they do, then give them the freedom to execute and…Startup2 min read